Mina Kirkova, MA, MSW, LCSW-C Counseling: Insurance and Rates

Choosing a therapist is an important decision and one you should consider carefully. That's why I offer a FREE phone or in-person consultation to new clients so you can decide if my style is a good fit for your needs without having to make a commitment.

Please feel free to contact me with insurance/payment questions. I will be happy to assist you in determining your benefits and possibilities of treatment with me.

Accepted Insurance Plans

My practice is insurance-friendly and I do my best to help you use your insurance benefits. I am a contracted in-network provider for the following insurance plans:

Aetna
CareFirst Blue Cross/Blue Shield
Johns Hopkins EHP
Johns Hopkins US Family Health Plan

* Please call me if you do not see your insurance on the list above.

Out-of-Network Insurance Benefits

Most insurance plans do provide the opportunity to apply for reimbursement for therapy services received from out-of-network providers. In fact, very often the actual cost difference is small once the deductibles, co-pays, and limits on allowable sessions are factored in. To learn more about how to use your out-of-network benefits, click here.

Out-of-Pocket

Many of my clients prefer to pay out-of-pocket and NOT use their insurance benefits. This allows such clients to fully protect all information disclosed in therapy. You should be aware that your insurance company requires me, as a contracted provider, to release information relevant to the services rendered to you. This typically includes: a clinical diagnosis, a treatment plan, or even copies of your entire clinical record. Though all insurance companies claim to keep such information confidential, I have no control over what they do with it once it is in their hands. This is why to fully protect their confidentiality, many of my clients prefer to disregard their insurance benefits and pay out-of pocket. To learn more about this sensitive issue, click here.

Fees (Out-of-Pocket and Out-of-Network)

Please, call me to discuss rates.

Payment

Cash or Check is appreciated at the time of service. Clients are responsible for all fees.

Cancellation Policy
If you do not show up for your scheduled appointment, and you have not notified me at least 24 hours in advance, you will be required to pay the full cost of the session.